Facilitator: Bob Aresti

Program Description:

• Balance sheet and income statement basics
• What does 'off-balance sheet' mean
• The importance of trend analysis (tables or graphs)
• Key financial ratios
• What does 'accrual accounting' mean
• Delinquency reporting 
• What is the Allowance for Loan and Lease Losses contra asset account and how is it related to the provision for Lon and Lease Expense 
• NCUA 5300 quarterly reports 
• Budgeting and Alm basics
• The risks: credit, liquidity, interest rate, compliance, strategic, transaction, and reputation 
• Peer analysis
• Internal controls 
• Asking the right questions 

“The information contained in this presentation does NOT represent legal advice.  It in no way is intended to represent a formal determination made by any regulatory agency on any specific matter.  Issues at your credit union are fact-specific and you should seek legal counsel or formal supervisory determination to guide any course of action.”

Register Here!